The short answer is no. But … in some rare cases, student loans can be discharged if the debtor can show “undue hardship.” The standard for “undue hardship” requires a three-part showing:
(1) that you cannot maintain, based on current income and expenses, a “minimal” standard of living for herself and her dependents if forced to repay the loans;
(2) that additional circumstances exist indicating that this state of affairs is likely to persist for a significant portion of the repayment period of the student loans; and
(3) that the debtor has made good faith efforts to repay the loans.
