Bankruptcy is intended to help a person in financial crisis get a fresh start, but the laws and regulations you need to comply with are very complex and vary from person to person, and state to state. An online service can help someone prepare a petition, but it cannot serve as an advocate to help someone navigate through this confusing process. Anyone facing bankruptcy is likely to be feeling overwhelmed and emotional, and a qualified bankruptcy attorney will provide guidance and advice to help them get through the ordeal. In Collin County Texas, where I practice, I have seen many bankruptcy cases dismissed with prejudice because someone failed to meet a deadline or provide the right information: I would hate to see anyone lose the protection a bankruptcy can provide because they didn’t have a trusted adviser to help them meet the many detailed requirements of the Bankruptcy Code.
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