Credit Card Lawsuits and Debt Defense

Understanding the Ground Rules:

If you have been sued over an unpaid debt, we can help. We handle collection lawsuits, with the perspective of a firm that handles many areas of consumer rights litigation. Most people just assume that there is nothing they can do to defend a lawsuit from a credit card company. Actually, we can often get your lawsuit dismissed, and you pay the creditor nothing.  How is that possible?

Creditor attorneys depend on getting default judgments against people who just ignore the lawsuit and do nothing.  Credit cards and debt buyers count on taking this ‘low-hanging fruit.’  They quite simply skip the step where they have to gather all of the documents and account history prior to filing their lawsuit.  After the case is filed, they are rarely willing to give the time or attention it takes to win a defended case in court.  Don’t let your creditor get a default judgment against you.If you ignore this lawsuit, the problem will become more difficult and permanent.

Junk Debt Buyers and the Chain of Custody:

Almost always, important documents or contracts never existed or were lost or discarded by your creditors.  In debt buyer lawsuits, chain of custody documents are typically missing and are necessary to prove that your debt was part of a bulk purchase.  By hiring us or any other competent consumer attorney, you can beat the lawsuit when the debt buyer fails to prove chain of title. Don’t let these scavenger debt buyers win, we can help. In a civil lawsuit, the plaintiff has the burden of proof.

What do I need to do to discuss my lawsuit with you?

It’s simple. Call me at 972-914-8372 to schedule an appointment. This first meeting is FREE. I’ll tell you exactly what we can do for you and exactly what it will cost. Then you can decide if you want our help. If so, we’ll move forward. If not, at least you’ll know what you’re facing with the lawsuit.

More about Help With Debt Lawsuits

Getting sued over an unpaid debt is pretty common. Millions of lawsuits are filed each year by collection agencies, third party debt buyers, and credit card companies.

If you ignore the lawsuit, you’ll probably end up with a court judgment against you. With a judgment, the creditor may be able to garnish your bank account, your personal property or file a lien against your home.

We may be able to beat your lawsuit even if you owe the debt. If we can’t beat your lawsuit, we’ may be able to settle it for a greatly reduced amount, maybe just pennies on the dollar.

We handle all the paperwork and court hearings for you. Most of our clients never even set foot in the courthouse.

Find out if we can help you beat your lawsuit. Call 972-914-8372 and schedule a free, confidential lawsuit consultation. We’ll sit down with you face to face and review your lawsuit. We’ll tell you up front if we think we can win your case. We’ll quote you a flat fee, up front, and the fee won’t go up later.